2007 Annual report and accounts
Full Report (PDF)
Full Report (Online Version)
Introduction, pages i - x

Business Review
Business Review, pages 1 - 10
Operations, pages 11 - 16
Risk Management, pages 17 - 23
Corporate Responsibility, pages 24 - 29
Staff Professional Memberships, pages 30 - 33

Management & Governance
The Board, pages 36 - 46
Committees, page 47
Corporate Governance, pages 48 - 59

Accounts
Report of the Directors, pages 62 - 66
Report of the Independent Auditors, page 67
Consolidated Income Statement
Consolidated Statement of Recognised Income
and Expense, page 68
Consolidated Balance Sheet, page 69
Consolidated Cash Flow Statement, page 70
Notes to the Consolidated Financial
Statements, pages 71 - 107
Parent Company Balance Sheet, page 108
Notes to the Parent Company Financial
Statements, pages 109 - 115
Five Year Summary, page 116